About this page

A resident-built look at the Vista Ridge Master Homeowners Association's money ahead of the 2027 budget: the 2026 budget next to what the HOA actually took in and spent from January to August 2026, an estimate of where each line will end the year, and how 2025 finished against its budget.

Open the Finances dashboard for the charts and the line-by-line table. For every income and expense line it shows the 2026 budget, the actual through August, the year-end estimate and its variance from budget, and the 2025 actual with its variance from the 2025 budget, in dollars and percent. Click a line to see where the money comes from or what it pays for (the HOA's own budget descriptions, vendors and contract prices), the Board decisions recorded in the minutes, month-by-month figures and links to the source pages. The reserve fund section compares reserve spending with the 2025 and 2026 spending plans and the 20-year reserve plan. The "Toward the 2027 budget" section is resident analysis, not the HOA's.

The year-end figures are estimates made for this page. By default each line uses the method that fits how it is billed (actual to date plus the budget's own month-by-month plan for September to December; the monthly run rate for dues, management and trash; the budgeted reserve transfer plus the extra transfer the Board approved in June 2026). The dashboard can switch to other methods.

Every figure comes from the HOA's own documents in Budgets & audits and the monthly financial statements:

  • August 2026 Balance Sheet and Income Statement. Year-to-date 2026 and 2025 and the 2026 annual budget.
  • December 2025 statement. Full-year 2025 and 2024 and the 2025 annual budget. Monthly statements are unaudited.
  • 2026 and 2025 Budgets. The monthly budget plan, the description of every account, and each year's reserve spending plan.
  • 2026 Twenty Year Reserve Plan. Planned contributions, reserve spending and balances to 2045.
  • Board minutes, 2025 and 2026. Decisions and purchases behind the numbers.

Data files

  • vrhoa-budget-vs-actual.csv: one row per account with 2024 actual, 2025 budget and actual, 2026 budget, January to August 2026 and 2025, the year-end estimate (and the three alternative estimates) and the variances (positive means favorable: income above budget or spending below it), with the statement page each figure came from.
  • vrhoa-line-descriptions.csv: where each line's money comes from or what it pays for, and what the Board minutes record about it, with links to the sources.
  • vrhoa-monthly.csv: every account's actual for each month of 2025 and 2026 (through August).
  • vrhoa-budget-2026-monthly.csv: the 2026 budget by month.
  • vrhoa-balance-sheet.csv: operating and reserve cash, owner receivables and equity at each month end.
  • vrhoa-reserve-spending.csv, vrhoa-reserve-plan-items.csv, vrhoa-reserve-plan.csv: reserve spending by account, the 2025 and 2026 reserve spending plans against actual spending, and the 20-year reserve plan.